Windsor News

Tips for Medical Practice Risk Management

Australians think of medical providers as their front-line defence for health issues, but who’s helping those healthcare practices to stay ‘healthy’?

22

Jan

The Must-have Cover for Your Professional Services Firm

No matter how much experience or how stellar the reputation of your professional services firm, you may still face an insurance claim.

22

Jan

Have You Checked Your Home Cover Is Exactly What’s Needed?

An estimated eight in 10 Australian homeowners are underinsured, according to insurance websites that cite the Insurance Council of Australia (ICA) or the Australian Securities and Investments Commission (ASIC).

22

Jan

Factoring Mother Nature Into Your SME’s Risk Strategy

For business owners, Mother Nature’s risks can feel like a looming threat always on your horizon. Natural events are a matter of ‘when’, not ‘if’. Most can be expected and planned for.

19

Dec

Product Liability Cover: Why Your Business Needs It

Myths abound among small-to-medium-sized businesses about the need for product liability insurance and its coverage.

19

Dec

Tips To Cut Your Insurance Premiums & Stay Safe on the Road

In the fast-paced world of commercial transportation, ensuring that your insurance premium and policy are as hardworking as your road operations is crucial.

19

Dec

Tips To Minimise and Manage risk at Your Work Christmas Pary

Planning for your business staff Christmas party may be well underway. However, one area of paramount importance, yet often overlooked, is managing the risks involved.

19

Dec

Selling alcohol? Top risks for hospitality businesses

As a hospitality business with a licence to sell alcohol in Australia, you face quite a few legal issues in your operations. This article updates you on the risks and advises on how to manage them, particularly over the summer.

19

Dec

Bushfire season is here: How to protect your commercial property

According to global research, Australia’s bushfire season is 130 days per year. Due to climate change, the number of extreme fire weather days has jumped 56% in the past four decades, but there’s plenty you can do to minimise your risks as we enter another season.

14

Nov

Lawsuit? What To Do if Your Business Is Served

Disclaimer: The following article provides general business advice and is not intended to serve as legal advice. Each business situation is unique, and laws vary by location. Consult with a qualified solicitor for advice tailored to your specific circumstances and jurisdiction.

14

Nov

How to Steer Your Construction Business Through Volatility

The CEO of Master Builders Australia (MBA) has likened the sector to the canary in the economic coal mine as volatility remains high in the construction industry.

14

Nov

What’s Your Business Duty When Selling Faulty Goods?

Each year, almost 800 Australians die due to using items that were unsafe due to their production or the way they were sold.

14

Nov

The New Reality for Australia’s Transport & Logistics

While supply chains have always been prone to disruption, they have become even less predictable in the wake of the pandemic.

14

Nov

Using Foreign Manufacturers? Here’s How To Reduce Your Risks

Australia’s skills shortage and high manufacturing costs mean importing products and parts from overseas can make good business sense.

26

Oct

Small Business Lessons from the Recent PwC Saga

The recent PwC scandal doesn’t only affect the top end of town. There are also plenty of lessons for SMEs about how not to do business.

26

Oct

Is Your Transport & Logistics Business Future-Ready?

The transport and logistics sector is the lifeblood of Australia. According to the Federal Government’s Australian aggregate freight forecasts, the nation’s ‘freight task’ grew over four-fold in the five decades to 2020.

26

Oct

Supply Chain Fraud: How To Stay a Step Ahead of the Scammers

Supply chain fraud is in the spotlight. A report from the Australian Competition and Consumer Commission (ACCC) showed a 1,174% increase in false invoices led to $8.6 million in losses last year.

26

Oct

Hot & Dry Summer Ahead. Have the La Ninas Offset the Worst?

Last month, the Bureau of Meteorology announced the start of an El Niño weather pattern. Our country can, therefore, expect warmer and drier conditions for the next three months at least. What does that mean for you, your assets, and insurance?

18

Oct

Why a Risk Multiplier Mindset is Good for Your Business

Did you only focus on individual risk factors when you last undertook a risk management matrix for your SME?

26

Sep

Toolbox Talk: Time to Protect Tradies and Your Business

How does your business feel about artificial intelligence (AI)? Is it a friend, foe, or both, particularly when it comes to cybersecurity? A recent Australian conference heard SMEs need to embrace AI or be left behind.

26

Sep

Using Generative Al in your Business? Risk & Opportunities

It’s less than a year since OpenAI released its (general) artificial intelligence (AI) app, ChatGPT. Since then, it and its alternatives, have transformed how we do business.

26

Sep

When Industrial Special Risks Insurance Comes into Play

High-value physical assets may be essential to your small-to-medium-sized business.

26

Sep

Is Your Business Premises in One of these Hotspots?

Bush fire hotspots are relevant year-round, not just during the fire season. Factors that come into play include vegetative growth, humidity, wind, rainfall, lighting, and temperature inversions

25

Aug

Are Drones an Opportunity, Risk or Both for Your Business?

Drone use is gaining in popularity among Australian businesses, with almost 33,355 commercial drones registered with the Civil Aviation and Safety Authority (CASA).

25

Aug

Cyber Resilience: Are You There Yet? Check Our Guide

The frequency and complexity of cyber hacks are rising. And it’s not just financial services at risk, one in five Australian businesses overall experienced a cyber breach in 2021-22.

25

Aug

How Does the Decarbonisation Trend Impact Shipping Risks?

As part of the decarbonisation push, the International Maritime Organization (IMO) introduced a global regulation in 2020 to limit sulphur in ships’ fuel oil to just 0.5%. By 1 May next year, it must drop to just 0.1% in the Mediterranean region.

25

Aug

5 Tips To Slash the Downtime of Your Work Vehicles

In a perfect world, your work vehicles would always be available when needed. However, business owners know that’s never the case.

25

Aug

Use This Checklist: 5 Tips to Spring Clean Your Business Now

With spring around the corner, it’s a great opportunity to start spring cleaning for your business.

20

Jul

Yes, You Can Insure Second-Hand Gear for Your Business

The options for buying pre-loved equipment for your business can be plentiful.

20

Jul

Risk Management Tips for Australian Service – Based Businesses

As a service-based business operator, you typically enjoy lower running costs than those selling products. Instead, you offer intangibles, such as skills, expertise and time.

20

Jul

Environmental Risk Mitigation for Your Construction Projects

It’s important to keep the environmental risks of your building projects to a minimum. Here’s a checklist to help you manage these factors.

20

Jul

Spotlight on Work-Vehicle Bingles & Managing Your Risks

As a business owner, you know how important it is to maintain the safety of your work fleet and have clear policies for staff using them.

20

Jul

What You Need to Know About Insurance as an Exporter

Two-thirds of Australian small-to-medium-sized enterprises (SME) go out of business after a cyber attack or data breach. That’s according to the latest figures from the Australian Small Business and Family Enterprise Ombudsman. Often, small business owners think they’re too small to be targeted, but they face the same threats as larger organisations.

14

Jun

Protecting Your Freight on the Move

Shutdowns and supply chain disruptions, such as we saw during the pandemic, highlight the crucial role the transport and logistics sector plays in keeping Australia moving.

14

Jun

Insider Tips on Managing Your Commercial Property Risks

As a commercial property owner, it is important to understand your responsibilities and ensure that you have the right insurance coverage to protect your property against potential damages.

14

Jun

Tropical Cyclones on the Cards: Is Your Business Prepared?

While fewer severe storms, such as cyclones and floods, are predicted for Australia’s east coast, according to global research published recently, those storms will be more intense. They may also head south along our coasts on both sides of the country, says CoastAdapt. While building codes, such as the wind-loading standards, are currently very effective in reducing losses and injuries, that won’t always be the case. You need to know what else your business can do for protection.

19

May

4 Common mistakes SMEs Make That Invite Cyber Attackers

Two-thirds of Australian small-to-medium-sized enterprises (SME) go out of business after a cyber attack or data breach. That’s according to the latest figures from the Australian Small Business and Family Enterprise Ombudsman. Often, small business owners think they’re too small to be targeted, but they face the same threats as larger organisations.

19

May

Selling Yourself Short? Why You Should Avoid Underinsurance 19 may

Is your small business among the one in four that say they’ll go under if faced with a liability claim? That’s the alarming statistic from one insurer’s survey.

19

Apr

How To Protect Your Business From Increasing Cyber Risks

Cyber crime is the #1 risk for the nation’s businesses, with an incident reported every seven minutes on average to the Australian Cyber Security Centre (ACSC). To quantify those risks, a University of NSW book, Cybercrime in Australia: 20 years of inaction, estimates it cost the Australian economy $42 billion in 2021.

19

Apr

Buckle Up for More Truck Driver Safety Improvements

Trucking safety has improved over the past decade, but there’s still a need to protect truck drivers at work better

19

Apr

Undetectable Defects: Are Your Fleet Vehicles at Risk?

Supply chain disruptions – shipping issues and computer chip shortages - mean there can be up to year-long delays in accessing new vehicles. It’s, therefore, important to keep your existing fleet well-maintained in the interim.

19

Apr

What the Changing Climate Means for Aussie Agriculture

Last year’s wetter and warmer weather than average could be a sign of things to come. And that trend is not just because Australian agriculture has endured three La Niña weather patterns in a row. Uncertainty and extremes are the themes for our country’s future climate and globally. Last month, the Intergovernmental Panel on Climate Change issued its six-yearly report, which synthesised 14,000 scientific papers. Since the pre-industrial age, global temperatures have risen 1.1oC due to burning fossil fuels.

19

Apr

How to keep your small business team safe at work

According to the Australian Bureau of Statistics, in those industries with the highest rates of injuries, 43% are small business workers. They include construction, agriculture, mining, transport, manufacturing, and warehousing.

31

Mar

Why Regular Risk Assessments are Vital for Small Businesses

A major cause of the failure of small-to-medium-sized businesses’ (SME) is not managing their risks, research shows. The first step to boosting your approach is to assess risks regularly.

31

Mar

4 Ways To Check if Your SME Is Underinsured (and What To Do)

About two-thirds of small-to-medium enterprises (SMEs) are underinsured or have the wrong kind of insurance (or no insurance at all), according to insurance industry reports. The pitfalls of not having the right cover mean your business could be out of pocket when disaster hits.

31

Mar

The Role of Public Liability Insurance for Builders

Owning a construction business means you have your hands full. Whether you’re a builder or a sub-contractor there’s a lot to oversee, do and manage. And then there’s the risk of a third-party being injured or their property damaged due to your work.

31

Mar

How do you Manage these Top 4 Hospitality Business Risks?

The past three years have been a whirlwind for hospitality businesses. While the pandemic seems to be on the wane, your business should still do everything reasonably practicable to reduce the risks of COVID-19’s spread, like keeping up to date on employers’ responsibilities via this Safe Work Australia website.

31

Mar

4 Myths about Cyber Insurance Debunked

Cyber security is a top risk management concern for Australian businesses, with eight in 10 organisations hit by ransomware. And research shows small businesses are likely to have poor security practices due to common misconceptions about the threat.

28

Feb

Why do you Risk by Choosing a Lower Level of Insurance?

It's easy to assume all coverage is equal when it comes to finding your best-fit insurance. But choosing opting for a low level of cover may end up costing you more in the long run. It's also important to consider: Is the insurance cover aligned to the unique risks of your business? How quickly will you be able to resume trading following loss or damage, and will your insurance cover assist you to resume trading in a timely manner? What natural disasters is your business exposed to and will your cover adequately respond?

19

Dec

General

Fire Protection Industry Award

The 2022 Trevor Patrick Commitment to Industry Award was awarded to Richard Luscombe, our National Business Development Manager.

26

Jun

Insurance

Building Your Home? Beware of This New Risk

Signing a contract for a new home build can be nerve-wracking, and there are solid numbers of Australians on this journey.

26

Jun

Insurance

What You Need To Know About the Claims Process

No business wants nasty surprises. So, when an adverse incident means you need to claim on your insurance policy, we will manage the process on your behalf.

26

Jun

Insurance

Is Your Business Across Its Employment Practices Liability?

Employment practices’ liabilities can be expensive, disruptive, and time-hungry to businesses. Claims are also rising.

26

Jun

General

How a Business Continuity Plan Can Help Protect Your Firm

If some of the more popular buzzwords of the past two years were "flexible work" and "hybrid business", 2022's might be more along the lines of consistency and continuity.

30

May

Insurance

5 Important Facts About Professional Indemnity Cover

There's much more to professional indemnity insurance (PI) than meets the eye. This type of insurance helps cover the cost of legal action for losses others experience resulting from your services including professional advice.

30

May

General

How Early EOFY Prep Can Save Your Business Money and Time

The end of each financial year (EOFY) can provoke mixed feelings in small and medium sized business owners. Completing a few key steps before the 30 June cut off will help make life easier for the whole year, and guarantee that your business’s bottom line will continue to thrive.

30

May

General

About To Sign a Commercial Lease? Check Out These Tips

Landlords' offers of rent reductions, rent-free periods, or fit-out contributions are handy sweeteners for SMEs looking to sign commercial leases. But these may be waning, with SMEs looking to lease 300sqm the lease most in demand across many sectors.

30

May

General

Not the Same: Employee vs. Independent Contractor

Understanding the difference between an independent contractor and an employee is a problematic area of employment and related laws.

29

Apr

General

Know your Obligations as a Commercial Property Owner

Leasing your commercial property can deliver higher yields, but comes with a range of responsibilities, including regulatory and legal ones.

29

Apr

General

Don’t let Disaster Fraud Catch You or Your Business Out

Disaster brings out the good and bad in most people, but for fraudsters, it’s an opportunity to deceive others and cause harm.

29

Apr

Insurance

Have you got the right cover to match your business growth?

Get into the habit of reviewing your insurance before you renew them, and adapting it throughout the year.

28

Apr

Insurance

Using Commercial Vehicles? What You Need to Know About Insurance

It can be confusing to work out the differences between commercial and personal vehicle insurance, but there’s plenty to distinguish them.

29

Mar

General

How Ukraine’s War Affects Your Insurance and More

Russia's invasion of Ukraine is set to have severe repercussions in Australia.

29

Mar

General

Are your Directors & Officers prepped for Cyber Breaches?

A cyber attack happened once every eight minutes in Australia in 2020-21, compared with once every 10 minutes in the previous financial year.

29

Mar

Insurance

Need To Claim Flood Damage for Your Business? Use These Tips

When a flood hits, staying safe and finding headspace to claim on your insurance for damage can be stressful.

1

Mar

General

Avoiding the most Common Construction Risks

The average person might be surprised by how many risks confront construction businesses.

1

Mar

Insurance

How Real Estate Agents can get the best deal and fit for Professional Indemnity Insurance

Australia's real estate services industry is expected to turn over $33 billion this year, including a healthy 1.8% growth from 2021, according to IBIS World.

1

Mar

Insurance

Why Your Business Needs a Plan: The Importance of Continuity in 2022

If some of the more popular buzzwords of the past two years were “flexible work” and “hybrid business”, 2022’s might be more along the lines of consistency and continuity.

1

Mar

General

The Impact of the Supply Chain Crisis on Different Industries

While the pandemic has spotlighted supply chain disruption, other factors are coming into play.

27

Jan

General

What Does 2022 Hold for Logistics’ Trends?

Logistics has become a hot term given the protracted supply chain chaos and recent shortage of the crucial diesel engine additive AdBlue.

27

Jan

Insurance

Explainer: How Cyber Insurance Helps Your Business

Every 10 minutes on average, another Australian small business reports a cyber crime, according to the Australian Cyber Security Centre.

27

Jan

Insurance

What You Can Do to Stop Your Premium Increasing

With such a hardening market for premiums, how can you minimise the anticipated premium rise this financial year?

27

Jan

General

Your New Year Insurance Checklist

Businesses that don’t review their insurance cover annually when they make internal changes risk being underinsured and out of pocket when it comes time to claim.

21

Dec

Insurance

COVID’s effect on accidents and insurance claims

It’s now two years since the COVID-19 virus appeared and we’ve now got some solid trend data about its impact on accidents and insurance claims.

21

Dec

The risks of unattended commercial property over the holidays

Leaving your commercial property unattended during the upcoming summer holidays poses many risks. But these can be managed with some forethought.

21

Dec

General

Reflecting on Australia’s natural disasters of 2021

Australia has had more than its usual share of natural disasters in 2021.

29

Nov

General

Are you aware of the biggest commercial landlord risks?

With commercial property landlords enjoying returns of up to 12%, it makes sense there would be more risks and work involved.

27

Nov

General

COVID-19’s implications for your management liability

Your business is undoubtedly familiar with the nuts and bolts of your disaster recovery plan due to the current pandemic. It's a much-changed landscape for risk.

26

Nov

Insurance

Why you should tap into the expertise of an insurance broker

Comparison insurance websites are useful. But how satisfied are you with their advice and service?

25

Nov

Insurance

How chip shortages impact the manufacturing industry

It might not be until 2023 before the global microchip shortage is over.

24

Oct

Insurance

What you should consider when negotiating indemnities in a contract

An indemnity is a promise or guarantee to compensate someone for loss or damage suffered.

24

Oct

Insurance

Priority insurance policies for the construction industry

In this article, we’ll explore construction works, product and public liability, business vehicles, material damage, and workers’ compensation.

24

Oct

Insurance

Prepare for bushfire season and protect your business

While the promise of warmer weather spells days at the beach and backyard BBQs, spring and summer can sadly also bring bushfires.

24

Oct

An earthquake happens every day in Australia – are you prepared?

How to prepare your business for a natural disaster

22

Sep

Insurance

Manage the risks in your online business

Ecommerce continues to thrive, with Australia now being among the most attractive consumer markets on the globe.

22

Sep

Insurance

Cyberthreats are a growing risk to Australian agriculture

One of the biggest banes of agriculture isn't unpredictable weather patterns of droughts and flooding rains. It's cyber threats.

22

Sep

Insurance

The public liability court cases your business should know

While public liability insurance isn’t compulsory for some business types and sectors, these actual cases may prompt you to consider this cover.

23

Aug

General

5 tips to boost safety in your transport company

How can road transport companies reduce their risks when it comes to safety on site, on the road, or in the office?

23

Aug

Insurance

Increasing building costs could mean you’re now underinsured

Most people are aware inflation has been on the rise in recent months due to COVID-19 impacts. However, many are not aware of how significant the impact has been on the construction sector and what that means for their property insurance.

30

Jul

Insurance

The most infamous product liability cases from around the globe

Who would have thought finding a decomposing snail in a ginger beer bottle would open up a new principle – duty of care – which is the basis for product liability?

30

Jul

Your guide to landlord rights and regs around Australia in 2021

Find out what’s happening with regulations in your state or territory.

30

Jul

Insurance

How management liability insurance gives your business more power

On average, one in five Australian small businesses have been party to a dispute, with most of them experiencing financial loss.

30

Jul

Insurance

What’s a harder insurance market got to do with your business?

The insurance market is a ‘hard’ or sellers’ market right now. So, what does that mean, and what’s the likely impact on your business?

30

Jun

General

4

How to reduce business operating costs – no matter what your industry

Business owners can save a lot of money by making adjustments to the way they operate. Discover three steps you can take to reduce your expenses, regardless of the sector in which you’re engaged.

30

Jun

Insurance

What you need to know about the claims process

No business wants nasty surprises. So, when an adverse incident means you need to claim on your insurance policy, we will manage the process on your behalf

30

Jun

Insurance

The hidden costs of equipment breakdown

Unreliable equipment can be the death knell for a business, with the costs of equipment failure and downtime tricky to accurately predict and calculate.

30

May

General

Does your office productivity need a boost? Try these simple tips

With 2021 now in full swing, how can you build higher productivity in your office?

30

May

General

Buying secondhand equipment? The low-down on your insurance options

Will today’s bargain be tomorrow’s burden? With used business, farming, and construction equipment in high demand, it’s worth assessing the benefits and risks of buying secondhand.

30

May

Insurance

The risks of underinsuring your business

Underinsurance is more common than you think. Industry figures show up to 62% of small-to-medium-sized businesses don’t have correct-value insurance.

30

Apr

Insurance

Insuring your whole business? Is that even possible?

Wouldn't it be simpler and easier if you could insure your whole business with a single policy? There are two types of insurance that can do just that. This article will demystify industrial special risks insurance (known as ISR) and Business Pack Insurance, so you can consider which umbrella protection suits you best.

30

Apr

Insurance

How to protect your hotel for potential losses

Disruption has been a constant theme for hotel owners thanks to online booking platforms, home-sharing, Airbnb, and, more recently, the pandemic. So, how can you bolster your business against the risks of potential losses?

30

Apr

General

How COVID-19 has changed your workers’ compensation liabilities

We're all aware of the dangers of workers contracting the coronavirus. What then is the fallout for employers' role across the country in keeping staff COVID-19 safe?

20

Feb

Insurance

Your business’s safety net: Why you need crime insurance

As technology advances, the landscape of business risk is changing. Companies are more exposed to crime than ever, which can lead to serious financial and social repercussions. Here’s how you can mitigate your risks with an effective crime insurance policy.

20

Feb

Insurance

Protect your business against these top cyber threats in 2021

With about 60% of targeted attacks on small-to-medium businesses, cyber security should be a top priority. This year, we expect to see many Australian businesses tackle the following top four cyber threats, as part of best practice data protection.

20

Feb

Insurance

Four ways to reduce your business risks in the uncertain business climate

In an unpredictable business environment, such as during the COVID-19 pandemic, it can be difficult planning to eliminate, minimise or control risks to your operations. This article offers four types of insurance that can help you deal with uncertainty.

20

Feb

Insurance

Why you need tailored hospitality insurance

In hospitality? Your business faces a range of industry-specific risks including food contamination or spoilage, burns from hot surfaces, and equipment breakdown. Here's why tailored insurance is a recipe for success.

29

Dec

Insurance

Asset Protection: How to plan for the unexpected

The right business asset protection strategies can help safeguard your personal and professional wealth against unexpected claims and liabilities. As your brokers/advisors we can help keep you covered.

29

Dec

Insurance

Sole traders’ biggest risks and how to insure for them

Sole traders enjoy the "simplest and cheapest business structure", according to the Australian Government Business Register. You're in full control. You make the business decisions. But there are also a range of risks you need to be aware of.

29

Dec

Insurance

Heavy commercial transport: what could possibly go wrong?

Heavy commercial transport helps keep our economy running smoothly, but there’s a lot that can go wrong if you’re running a transportation business. Are you up on the risks of heavy commercial transport?

29

Dec

Insurance

Landlord insurance demystified in under 3 minutes

Has COVID-19 made you unsure about managing the risks of owning an investment property? This article will update you on what landlord insurance will and won’t cover now that the COVID-19 pandemic has arrived.

29

Nov

Insurance

Is your business waterproof? Here’s your storm preparation checklist

What will the next storm bring to your business? Stop the guesswork & start your plan with this checklist.

29

Nov

Insurance

Purchasing insurance directly or through a broker/advisor

What’s best for your business - buying your insurance cover directly or through a broker/advisor? These are the surprising differences and the pros/cons of both.

29

Nov

Insurance

Why marine transit insurance makes sense now more than ever

Goods lost or damaged in marine transit is something no business wants to experience. So, whether you’re looking to protect your risks with your goods moving within Australia, or cover exports or imports, marine transit (also called cargo) insurance could make sense.

29

Nov

Insurance

Do you know your key legal and regulatory obligations?

As a business owner or manager, paying attention to legal and regulatory basics can save you a big headache down the track.

29

Oct

Insurance

How to protect your manufacturing business from these important risks

Smart manufacturing businesses have protected themselves for these risks - are you one of them?

23

Oct

Insurance

Bushfire proofing your business to ensure commercial survival

Bushfires can wreak havoc and cause damage and devastation. Defend your business by getting prepared, having a plan and ensuring you have the right coverage to financially protect your assets.

23

Oct

Insurance

The effects of cutting or cancelling your business interruption insurance

Economic uncertainty may have prompted you to reduce, change or cancel your business interruption insurance. That’s a natural reaction in these uncertain times. However, it's important to know how that could impact your business and possibly come back to bite you.

23

Sep

Insurance

How does fleet insurance work?

While it isn't a compulsory insurance, fleet motor insurance is designed specifically for commercial vehicles - which is how it is different to regular run-of-the-mill motor insurance and also how it might be relevant to your business.

23

Sep

General

Empty building or business? Here’s how to manage your risks

With many businesses currently vacated, what are the risks of unoccupied buildings and how can you manage them?

23

Sep

Insurance

These global risks affect every business

Cybersecurity, Mother Nature, rules, political mayhem and business interruptions: how’s your business covering these global risks?

23

Sep

Insurance

5 questions to ask your cyber insurance provider

Aussie SMBs must ask these key questions before choosing insurance to protect themselves from ransomware and other cyberattacks.

23

Aug

Insurance

Why using an insurance broker makes good business sense

As a time-poor business owner, shortcuts can be tempting when looking for insurance cover but this could cost you in the long run. Find out how having a broker on your side could help you make savvy insurance decisions

23

Aug

Insurance

How public liability and professional indemnity insurances are often confused

Do you know the difference between public liability and professional indemnity insurance? Your business might need both - here's what you need to know.

23

Aug

Insurance

Protect your fleet with the right insurance

Managing the insurance needs of company vehicles can be time-consuming. It’s time to think about fleet insurance.

23

Aug

Insurance

Can your insurance weather the storm?

Insurance is a key concern when extreme weather strikes. That’s why business owners should regularly review insurance cover. Here’s what you need to know.

20

Aug

General

Adapting in changing times

2020 is certainly not the year we were expecting. COVID-19 has affected family, friends and businesses in different ways across Australia, and the world.

16

Jul

General

Cyber Security in the time of COVID-19

Phishing scams have increased dramatically as COVID-19 has forced large numbers of Australians to work from home.

16

Jul

Insurance

Lessons learnt from fighting fire

Even insurance experts aren’t immune to the damage that a property fire can create. Managing Director at LMI Group and leading risk and loan assessor, Dr Allan Manning, narrowly avoided disaster after his home caught on fire in 2018.

16

Jul

Insurance

Fit-for-purpose: business planning for the months ahead

As Australia emerges from lockdown, businesses are now facing the next hurdle.

26

Mar

Insurance

Are you underinsured?

Cash flow is the lifeblood of business. So if a disaster like a fire, burst waterpipe, or legal proceedings against you halts your operations, your business could fail.

26

Mar

Insurance

Public and products liability insurance at a glance

We live in a litigious age, with even the most careful business owners at risk. Even when you’re not at fault, you may still have to shoulder hefty legal costs.

19

Mar

Insurance

Why small businesses use an insurance broker

Every small business owner faces unique set of risks – so a one-size-fits all approach to insurance may not give you the cover you need.

27

Sep

Insurance

Cyber cover: do you need a separate cyber policy?

With so much business activity taking place online, does your business have a robust risk management strategy?

30

Aug

General

Preparing for social media risks

Everyone’s on social media – and for good reason. It’s the best way to reach a wide audience, especially for new or growing businesses.

15

Nov

Insurance

How to reduce your business insurance costs

Every business likes to keep its costs low. And, the more insurance you need, the higher your premiums will be.

8

May

Insurance