Building Your Home? Beware of This New Risk
Signing a contract for a new home build can be nerve-wracking, and there are solid numbers of Australians on this journey.
When you go into business for yourself, insurance probably isn’t the first thing on your mind. But protecting your assets with effective risk management, and the right insurance cover, is more important than you may think.
Being underinsured is a serious risk for many businesses. So it’s critical to understand what types, and amounts, of cover you need.
But remember, when it comes to insurance, you get what you pay for. While the cheapest policy may save you money up-front, it could let you down when you need claim.
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Signing a contract for a new home build can be nerve-wracking, and there are solid numbers of Australians on this journey.
While public liability insurance isn’t compulsory for some business types and sectors, these actual cases may prompt you to consider this cover.
With about 60% of targeted attacks on small-to-medium businesses, cyber security should be a top priority. This year, we expect to see many Australian businesses tackle the following top four cyber threats, as part of best practice data protection.
Every small business owner faces unique set of risks – so a one-size-fits all approach to insurance may not give you the cover you need.
Get into the habit of reviewing your insurance before you renew them, and adapting it throughout the year.
Whether you’re a property owner, tradie, or developer, serious construction defects aren’t just someone else’s problem. They’re becoming more common and more expensive.
In October 2022, Shepparton in Northern Victoria endured one of its worst floods in living memory. Homes, farms, and local businesses were hit hard. Even properties that had never seen floodwater before were suddenly underwater.
Cyber threats are evolving faster than most businesses can keep up, and Australian SMEs are now in the crosshairs.
Cybersecurity might seem like a concern only for large corporations, but recent events have shown that small businesses are equally vulnerable.
The Australian Taxation Office (ATO) small business benchmarks serve as more than just a compliance tool—they’re a way to measure your business performance against industry standards.