When you go into business for yourself, insurance probably isn’t the first thing on your mind. But protecting your assets with effective risk management, and the right insurance cover, is more important than you may think.
Being underinsured is a serious risk for many businesses. So it’s critical to understand what types, and amounts, of cover you need.
But remember, when it comes to insurance, you get what you pay for. While the cheapest policy may save you money up-front, it could let you down when you need claim.
As Australia emerges from lockdown, businesses are now facing the next hurdle.
Every business likes to keep its costs low. And, the more insurance you need, the higher your premiums will be.
2020 is certainly not the year we were expecting. COVID-19 has affected family, friends and businesses in different ways across Australia, and the world.
Phishing scams have increased dramatically as COVID-19 has forced large numbers of Australians to work from home.
Even insurance experts aren’t immune to the damage that a property fire can create. Managing Director at LMI Group and leading risk and loan assessor, Dr Allan Manning, narrowly avoided disaster after his home caught on fire in 2018.
As Australia emerges from lockdown, businesses are now facing the next hurdle.
Cash flow is the lifeblood of business. So if a disaster like a fire, burst waterpipe, or legal proceedings against you halts your operations, your business could fail.
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