Management Liability for Not-for-Profit Organisations
Australia has about 60,000 registered not-for-profit organisations, according to the Australian Charities and Not-for-Profits Commission (ACNC).
As a business owner, you know how important it is to maintain the safety of your work fleet and have clear policies for staff using them.
The social and economic costs of all road crashes in Australia are more than $30 billion each year, according to the Bureau of Infrastructure and Transport Research Economics. It is tricky to narrow down the figures just for fleet or business-registered vehicles, though.
What’s fuelling those overall costs? Part of it is that nine out of 10 Aussie motorists say they regularly daydream behind the wheel, says Monash University’s Accident Research Centre. Distraction is the main reason for 16% of serious crashes needing hospitalisation.
This article explains your and your drivers’ responsibilities to boost your risk management approach.
As an employer, there’s plenty you can do to reduce your risks of a work-vehicle bingle, including:
As well, check out this fitness to drive policy assessment guide to review your own. Learn more about road safety in the workplace. Here’s how Essential Energy made it an essential part of their business, and another publication about engaging and educating their workers.
If the work vehicle is involved in an accident, employers also have vicarious liability for damages and injuries caused. Work closely with us to lodge an insurance claim, and you should expect the employee involved to fully co-operate, too.
It’s important to know that when your employee suffers injuries while driving for work, that could trigger a workers’ compensation claim to cover time off work and care.
Employees driving company cars should abide by these rules:
The most appropriate policy to protect your business from risks relating to work vehicles is a commercial vehicle or business vehicle/car insurance. Typically, vehicles that carry up to five tonnes, such as trucks, utes, vans, sedans, hatchbacks, forklifts, trailers, and some earthmoving and mobile plant come under this policy.
Often, you can choose your own repairer, or use the insurers nominated repairer and have the confidence of lifetime guarantee of those repairs. You can also insure your work vehicles if an uninsured driver damages them, or if theft or fire is involved. Hire vehicles, lease payout and new vehicle replacement are high-level offerings, too. They’re handy to ensure minimal disruption to your operations.
We can help you manage your risks with the best-fit policy for your business.
Article Supplied by OneAffiniti
Photo by Robert Crum on Unsplash