Every small business owner faces unique set of risks – so a one-size-fits all approach to insurance may not give you the cover you need. Most business owners don’t have the time to compare the market to find the best policies. That’s why having an insurance broker on your side can help.
A good insurance broker can save you time and energy searching the market for the right cover. They can also ensure you get the best value cover – while ensuring you have the protection you need.
Most importantly, they can be an expert on your side when you need to claim – taking the stress out of a difficult time.
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The insurance market is a ‘hard’ or sellers’ market right now. So, what does that mean, and what’s the likely impact on your business?
With about 60% of targeted attacks on small-to-medium businesses, cyber security should be a top priority. This year, we expect to see many Australian businesses tackle the following top four cyber threats, as part of best practice data protection.
With such a hardening market for premiums, how can you minimise the anticipated premium rise this financial year?
There's much more to professional indemnity insurance (PI) than meets the eye. This type of insurance helps cover the cost of legal action for losses others experience resulting from your services including professional advice.
Unreliable equipment can be the death knell for a business, with the costs of equipment failure and downtime tricky to accurately predict and calculate.
Your business can change a lot in a year – expanding, shifting online, hiring staff, or upgrading equipment.
Across Australia, more businesses are operating without offices or in-house servers, choosing cloud-based platforms instead. Remote and flexible work has accelerated this switch for thousands of SMEs.
With spring here, it’s the perfect moment to reset your business and build momentum for the year ahead.
Casual labour is getting more expensive, and employers are feeling the pinch.
When a cyber incident occurs, your first step should always be to contact your insurer immediately
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